Personal Finance App Development: 2025 Pricing Trends

Personal finance applications cost $150K-$500K in 2025, with budgeting tools accounting for 20-30% of development costs. Investment tracking features add $75K-$150K, while AI-powered savings recommendations contribute $100K-$200K. Bank account aggregation API integration costs $50K-$100K, and security certifications add $75K-$150K. Developers should budget for ongoing data storage ($5K-$15K monthly) and allocate 20% of initial costs annually for feature updates. Successful apps typically monetize through premium features (30-40% conversion rates) and financial product referrals ($50-$150 CPA).